Get Your Construction Company Funding in 48 Hours—Even if Banks Said No
Get construction business loans from $5K to $500K (or more) in as little as 48 hours.
No perfect credit required. Both new and established businesses are welcome to apply.
Whether you’re an electrician, plumber, HVAC contractor, or general contractor, our network of 100+ lenders specializes in fast funding for construction companies (even with credit scores as low as 550).
Get Pre-Qualified Now—Takes 60 Seconds ↓
Don’t worry, no negative impact to your credit.
Frustrated with Banks & Lenders Denying Your Loan Applications?
You’re not alone.
Most new construction companies face the same road blocks to funding that you are:
- ❌ Cash flow gaps between project payments that leave you scrambling for payroll or materials.
- ❌ Equipment costs that eat up your startup capital before you can even bid on bigger jobs.
- ❌ Bank rejections because you don’t have two years of financials or perfect credit.
- ❌ Lost opportunities when you can’t afford the bonding or upfront costs for higher-paying contracts.
- ❌ Slow approval times from traditional lenders that cost you weeks when you need funds now.
Construction Trades We Help Get Funded
Trusted by 300+ Construction Businesses Nationwide
This is perfect for construction companies, general contractors and all of these local service blue collar trades:
• Plumbers
• Electricians
• HVAC Technicians
• General Contractors
• Concrete Contractors
• Remodeling Contractors
• Handyman Services
• Excavators
• Welders
• Framers
• Roofers
• Painters
It doesn’t matter if you’re a brand new company, or well established.
We’re here to help you get the best funding that you can possibly qualify for—and fast!
Fast Construction Business Loans (48 Hours, or Less)
We help you quickly get the funding you need so you can scale your company faster.
The good news? We hold the key to growing your business.
We specialize in helping construction companies, and local contractors in the blue collar trades get the funding you need—and fast!
Get the business loan you need in 48 hours, or less!
What are you waiting for?
Get Pre-Qualified Now—Takes 60 Seconds ↓
How to Get Your Construction Company Funded
Three Quick & Simple Steps to Construction Company Funding:
Step #1
✅ Apply in only 60 Seconds
Quick online form, and no lengthy paperwork to fill out.
Step #2
✅ Get Approved in 24 Hours
We review your application and send you offers fast.
Step #3
✅ Receive Funds in 48 Hours
Money in your account, ready to use for your business.
Click Here to Get Pre-Qualified Now →
What Can You Use a Construction Business Loan For?
Here’s what you can use your construction business loan for:
✅ Equipment & Tools → Trucks, trailers, power tools, machinery
✅ Working Capital → Cover payroll between project payments
✅ Materials & Supplies → Stock up without draining cash reserves
✅ Bonding & Insurance → Qualify for bigger commercial contracts
✅ Business Growth → Hire crew members, expand service areas
Get Pre-Qualified Now—Takes 60 Seconds ↓
Flexible Approval Requirements
Our dedicated network of 100+ Lenders work with:
✅ → Credit scores as low as 550
✅ → New construction businesses (even just a few months old)
✅ → Annual revenue starting at $75K
✅ → No collateral required (for many loan types)
Traditional banks are tightening standards.
We’re here to fill the gap for you.
Get Pre-Qualified Now—Takes 60 Seconds ↓
Why Construction Companies & Contractors Choose Us
Our mission is to make sure you get the best funding that you can qualify for, and get it as fast as possible.
Have questions? Our funding specialists are always here to help.
Here’s why construction companies and contractors choose us:
⚡ Lightning Fast → Approved in 24 hours, funded in 48—not weeks
🤝 Flexible Requirements → We understand new businesses don’t have perfect financials yet
🔧 Construction Expertise → We know your cash flow challenges and project-based income
💰 Multiple Funding Options → Equipment financing, lines of credit, term loans—we’ll find what fits
📞 Real People, Real Help → Speak with a funding specialist who understands your business
Get Pre-Qualified Now—Takes 60 Seconds ↓
Ready to Grow Your Construction Business?
Whether you’re searching for construction company funding, contractor loans, equipment financing, or working capital for your construction business—you’ve come to the right place.
Our network of 100+ lenders has helped 300+ construction businesses across the country get fast, flexible funding when traditional banks said no.
Stop waiting on banks.
Get the funding you need to take on bigger projects, buy better equipment, and build the business you’ve always wanted.
No credit impact. No obligation. Just answers.
Get Pre-Qualified Now—Takes 60 Seconds ↓
Frequently Asked Questions – FAQs
Frequently Asked Questions
Q: What types of construction businesses can apply for funding? A: We work with all types of construction companies and blue collar trades including electricians, plumbers, HVAC technicians, welders, framers, roofers, painters, concrete contractors, excavators, general contractors, remodeling contractors, and handyman services. If you’re in the trades, we can likely help.
Q: How much funding can my construction business qualify for? A: Our network of 100+ lenders offers construction business loans from $5,000 to $500,000 or more, depending on your business financials, revenue, and credit profile.
Q: How fast will I receive my funds? A: Most contractors are approved within 24 hours and receive funds in their account within 48 hours or less. No waiting weeks like you would with a traditional bank.
Q: What credit score do I need to qualify? A: Our lender network works with credit scores as low as 550. You don’t need perfect credit to get approved—we specialize in working with contractors who’ve been turned down by traditional banks.
Q: Do I need collateral to get a construction business loan? A: Not always. Many of our loan types require no collateral. Equipment financing typically uses the equipment itself as collateral, which makes it easier to qualify without putting other assets at risk.
Q: Can I apply if my construction business is brand new? A: Yes! We work with new construction businesses that are just a few months old. You’ll need annual revenue of at least $75K to qualify, but you don’t need years of financial history like traditional banks require.
Q: What can I use the funding for? A: You can use your construction business loan for virtually any business need, including equipment and tools, trucks and trailers, working capital, payroll, materials and supplies, bonding and insurance, hiring crew members, or expanding your service area.
Q: Will applying affect my credit score? A: No. Getting pre-qualified through our platform has zero negative impact on your credit score. You can check your options completely risk-free.
Q: What types of loans are available for construction companies? A: Our lender network offers multiple funding options including equipment financing, working capital loans, lines of credit, and term loans. A funding specialist will help match you with the best option for your specific situation.
Q: Are you a direct lender? A: No. PassiveProfits.io is a marketing and referral service that connects construction business owners with our vetted network of 100+ trusted lending partners. All loan terms, rates, and approval decisions are made by the individual lenders. This means you get access to multiple offers with one simple application.
GENERAL DISCLAIMER
Important Disclaimers/Information
We are not a direct lender. PassiveProfits.io operates as a marketing and referral service that connects construction business owners with our network of trusted lending partners. When you submit an application through our platform, we share your information with multiple lenders who may offer you funding options. All loan terms, rates, and approval decisions are made solely by the individual lenders.
Educational purposes only. All information provided on this website, in our emails, SMS messages and/or marketing material is for educational and informational purposes only and should not be considered financial, legal, or professional advice. We encourage you to consult with qualified financial advisors or legal professionals before making any business funding decisions. Loan approval, terms, and rates vary by lender and are subject to each lender’s individual underwriting criteria.
No guarantee of approval. Submitting an application does not guarantee loan approval or any specific loan terms. Actual rates, fees, and terms will vary based on your business financials, credit profile, and the lender’s evaluation.
Affiliate Disclosure & Our Commitment to You
Transparency matters to us. We want to be upfront: PassiveProfits.io may receive compensation when you connect with lending partners through our platform. This means if you get approved for funding through one of our referred lenders, we may earn a commission or referral fee.
Here’s our promise: We only partner with lenders and financial service providers that we’ve thoroughly vetted and would trust with our own business. Every lender in our network has been evaluated for reliability, customer service, fair terms, and track record. We’ve done the homework so you don’t have to.
Your costs don’t change. Any compensation we receive comes from the lender, not from you. You won’t pay extra fees or higher rates because you came through Passive Profits. In fact, our goal is to help you find better options than you’d find on your own.
We’re on your side. Our business succeeds when you succeed. That’s why we’re committed to connecting you with reputable lenders who can actually help your construction business grow—not just anyone willing to pay us a commission.
If you have any questions about our relationships with lending partners, or how our referral process works, please don’t hesitate to reach out to us via our contact form here.
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